@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600&family=JetBrains+Mono:wght@400;500&family=Space+Grotesk:wght@500;600;700&display=swap');

:root {
  --navy: #0B1120;
  --cyan: #06B6D4;
  --violet: #6366F1;
  --white: #F8FAFC;
  --slate: #64748B;
  --slate-light: #94A3B8;
  --border: #E2E8F0;
  --radius: 12px;
  --shadow: 0 4px 24px rgba(11, 17, 32, 0.08);
  --max-width: 1200px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', system-ui, sans-serif;
  font-size: 16px;
  line-height: 1.65;
  color: var(--navy);
  background: var(--white);
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Space Grotesk', sans-serif;
  font-weight: 600;
  line-height: 1.2;
}

a { color: var(--cyan); text-decoration: none; transition: color 0.2s; }
a:hover { color: var(--violet); }

img { max-width: 100%; height: auto; display: block; }

.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(11, 17, 32, 0.97);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(6, 182, 212, 0.15);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.logo {
  font-family: 'Space Grotesk', sans-serif;
  font-weight: 700;
  font-size: 1.35rem;
  color: var(--white);
  display: flex;
  align-items: center;
  gap: 8px;
}

.logo span { color: var(--cyan); }

.logo:hover { color: var(--white); }

.main-nav { display: flex; gap: 28px; align-items: center; }

.main-nav a {
  color: var(--slate-light);
  font-size: 0.9rem;
  font-weight: 500;
}

.main-nav a:hover, .main-nav a.active { color: var(--white); }

.nav-cta {
  background: linear-gradient(135deg, var(--cyan), var(--violet));
  color: var(--white) !important;
  padding: 10px 20px;
  border-radius: 8px;
  font-weight: 600 !important;
}

.nav-cta:hover { opacity: 0.9; color: var(--white) !important; }

.menu-toggle {
  display: none;
  background: none;
  border: none;
  color: var(--white);
  font-size: 1.5rem;
  cursor: pointer;
}

/* Hero */
.hero {
  position: relative;
  background: var(--navy);
  color: var(--white);
  min-height: 580px;
  display: flex;
  align-items: center;
  overflow: hidden;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--cyan), var(--violet), var(--cyan));
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
  padding: 80px 0;
}

.hero-content h1 {
  font-size: clamp(2rem, 4vw, 3rem);
  margin-bottom: 20px;
}

.hero-content p {
  font-size: 1.1rem;
  color: var(--slate-light);
  margin-bottom: 32px;
  max-width: 520px;
}

.hero-image {
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: 0 24px 48px rgba(0,0,0,0.4);
  border: 1px solid rgba(6, 182, 212, 0.2);
}

.hero-image img { width: 100%; height: 380px; object-fit: cover; }

.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 14px 28px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 0.95rem;
  border: none;
  cursor: pointer;
  transition: all 0.2s;
  font-family: 'Inter', sans-serif;
}

.btn-primary {
  background: linear-gradient(135deg, var(--cyan), var(--violet));
  color: var(--white);
}

.btn-primary:hover { opacity: 0.92; color: var(--white); transform: translateY(-1px); }

.btn-secondary {
  background: transparent;
  color: var(--white);
  border: 1px solid rgba(255,255,255,0.3);
}

.btn-secondary:hover { border-color: var(--cyan); color: var(--cyan); }

.btn-outline {
  background: transparent;
  color: var(--navy);
  border: 2px solid var(--navy);
}

.btn-outline:hover { background: var(--navy); color: var(--white); }

/* Sections */
section { padding: 80px 0; }

.section-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 48px;
}

.section-header h2 { font-size: clamp(1.75rem, 3vw, 2.25rem); margin-bottom: 16px; }

.section-header p { color: var(--slate); font-size: 1.05rem; }

.section-label {
  font-family: 'JetBrains Mono', monospace;
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--cyan);
  margin-bottom: 12px;
  display: block;
}

/* Callout */
.callout {
  background: linear-gradient(135deg, rgba(6,182,212,0.08), rgba(99,102,241,0.08));
  border-left: 4px solid var(--cyan);
  padding: 28px 32px;
  border-radius: 0 var(--radius) var(--radius) 0;
}

.callout p { color: var(--slate); margin: 0; }

/* Trust bar */
.trust-bar {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: 24px 0;
}

.trust-items {
  display: flex;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.875rem;
  color: var(--slate);
  font-weight: 500;
}

.trust-item svg { flex-shrink: 0; color: var(--cyan); }

/* Stats band */
.stats-band {
  background: var(--navy);
  color: var(--white);
  padding: 56px 0;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  text-align: center;
}

.stat-number {
  font-family: 'JetBrains Mono', monospace;
  font-size: 2.5rem;
  font-weight: 500;
  color: var(--cyan);
  display: block;
  margin-bottom: 8px;
}

.stat-label { font-size: 0.9rem; color: var(--slate-light); }

/* Cards */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
}

.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px;
  transition: box-shadow 0.2s, transform 0.2s;
}

.card:hover {
  box-shadow: var(--shadow);
  transform: translateY(-4px);
}

.card-icon {
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, rgba(6,182,212,0.15), rgba(99,102,241,0.15));
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  color: var(--cyan);
}

.card h3 { font-size: 1.15rem; margin-bottom: 12px; }

.card p { color: var(--slate); font-size: 0.95rem; }

.card-image {
  border-radius: var(--radius);
  overflow: hidden;
  margin-bottom: 20px;
}

.card-image img { width: 100%; height: 180px; object-fit: cover; }

/* Split sections */
.split-section {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

.split-section.reverse { direction: rtl; }
.split-section.reverse > * { direction: ltr; }

.split-image {
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
}

.split-image img { width: 100%; height: 360px; object-fit: cover; }

.split-content h2 { font-size: 2rem; margin-bottom: 20px; }

.split-content p { color: var(--slate); margin-bottom: 16px; }

.bg-light { background: var(--white); }
.bg-dark { background: var(--navy); color: var(--white); }
.bg-dark p, .bg-dark .section-header p { color: var(--slate-light); }
.bg-alt { background: #F1F5F9; }

/* Method steps */
.method-steps {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 20px;
}

.method-step {
  text-align: center;
  padding: 24px 16px;
  position: relative;
}

.step-num {
  font-family: 'JetBrains Mono', monospace;
  font-size: 0.75rem;
  color: var(--cyan);
  background: rgba(6,182,212,0.1);
  width: 36px;
  height: 36px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  font-weight: 500;
}

.method-step h4 { font-size: 0.95rem; margin-bottom: 8px; }
.method-step p { font-size: 0.85rem; color: var(--slate); }

/* Why grid */
.why-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}

.why-item {
  display: flex;
  gap: 16px;
}

.why-icon {
  width: 44px;
  height: 44px;
  background: var(--navy);
  color: var(--cyan);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

/* FAQ accordion */
.faq-list { max-width: 800px; margin: 0 auto; }

.faq-item {
  border-bottom: 1px solid var(--border);
  padding: 24px 0;
}

.faq-item h3 {
  font-size: 1.05rem;
  margin-bottom: 12px;
  cursor: pointer;
}

.faq-item p { color: var(--slate); }

/* Testimonials */
.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.testimonial {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
}

.testimonial p {
  font-style: italic;
  color: var(--slate);
  margin-bottom: 16px;
  font-size: 0.95rem;
}

.testimonial-author {
  font-weight: 600;
  font-size: 0.875rem;
}

.testimonial-role { font-size: 0.8rem; color: var(--slate); }

/* CTA band */
.cta-band {
  background: linear-gradient(135deg, var(--navy) 0%, #1a2744 100%);
  color: var(--white);
  text-align: center;
  padding: 72px 0;
}

.cta-band h2 { font-size: 2rem; margin-bottom: 16px; }

.cta-band p { color: var(--slate-light); margin-bottom: 32px; max-width: 560px; margin-left: auto; margin-right: auto; }

/* Disclaimer */
.fintech-disclaimer {
  background: #FEF3C7;
  border: 1px solid #FCD34D;
  border-radius: var(--radius);
  padding: 20px 24px;
  font-size: 0.85rem;
  color: #78350F;
  line-height: 1.6;
}

.fintech-disclaimer strong { display: block; margin-bottom: 8px; }

/* Footer */
.site-footer {
  background: var(--navy);
  color: var(--slate-light);
  padding: 64px 0 32px;
  font-size: 0.875rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 48px;
}

.footer-brand .logo { margin-bottom: 16px; }

.footer-brand p { line-height: 1.7; max-width: 320px; }

.footer-col h4 {
  color: var(--white);
  font-size: 0.9rem;
  margin-bottom: 16px;
  font-family: 'Inter', sans-serif;
  font-weight: 600;
}

.footer-col ul { list-style: none; }

.footer-col li { margin-bottom: 10px; }

.footer-col a { color: var(--slate-light); }
.footer-col a:hover { color: var(--cyan); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
}

.footer-disclaimer {
  margin-top: 32px;
  padding: 20px;
  background: rgba(255,255,255,0.05);
  border-radius: var(--radius);
  font-size: 0.8rem;
  line-height: 1.6;
}

/* Timeline */
.timeline { position: relative; padding-left: 32px; }

.timeline::before {
  content: '';
  position: absolute;
  left: 8px;
  top: 0;
  bottom: 0;
  width: 2px;
  background: var(--border);
}

.timeline-item {
  position: relative;
  margin-bottom: 32px;
  padding-left: 24px;
}

.timeline-item::before {
  content: '';
  position: absolute;
  left: -28px;
  top: 6px;
  width: 12px;
  height: 12px;
  background: var(--cyan);
  border-radius: 50%;
  border: 2px solid var(--white);
}

.timeline-year {
  font-family: 'JetBrains Mono', monospace;
  font-size: 0.8rem;
  color: var(--cyan);
  margin-bottom: 4px;
}

/* Leadership grid */
.leadership-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.leader-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  text-align: center;
}

.leader-card h4 { margin-bottom: 4px; }
.leader-card .role { color: var(--slate); font-size: 0.875rem; margin-bottom: 12px; }
.leader-card p { font-size: 0.85rem; color: var(--slate); }

/* Contact form */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
}

.contact-info h2 { margin-bottom: 24px; }

.contact-detail {
  display: flex;
  gap: 12px;
  margin-bottom: 20px;
  align-items: flex-start;
}

.contact-detail svg { color: var(--cyan); flex-shrink: 0; margin-top: 2px; }

.form-group { margin-bottom: 20px; }

.form-group label {
  display: block;
  font-weight: 500;
  margin-bottom: 8px;
  font-size: 0.9rem;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--border);
  border-radius: 8px;
  font-family: 'Inter', sans-serif;
  font-size: 0.95rem;
  transition: border-color 0.2s;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--cyan);
}

.form-group textarea { min-height: 140px; resize: vertical; }

.checkbox-group {
  display: flex;
  align-items: flex-start;
  gap: 10px;
}

.checkbox-group input { width: auto; margin-top: 4px; }

.checkbox-group label { font-weight: 400; font-size: 0.85rem; color: var(--slate); }

.form-honeypot { position: absolute; left: -9999px; opacity: 0; height: 0; overflow: hidden; }

.form-status {
  padding: 16px;
  border-radius: 8px;
  margin-bottom: 24px;
}

.form-status.success { background: #D1FAE5; color: #065F46; }
.form-status.error { background: #FEE2E2; color: #991B1B; }

.map-panel {
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid var(--border);
}

.map-panel img { width: 100%; height: 280px; object-fit: cover; }

.map-panel .map-info {
  padding: 20px;
  background: var(--white);
}

/* Module / service detail */
.module-detail {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
  margin-bottom: 64px;
  padding-bottom: 64px;
  border-bottom: 1px solid var(--border);
}

.module-detail:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }

.module-detail.reverse { direction: rtl; }
.module-detail.reverse > * { direction: ltr; }

.module-image img { width: 100%; height: 320px; object-fit: cover; border-radius: var(--radius); }

.module-content h2 { font-size: 1.75rem; margin-bottom: 16px; }

.module-content .price-tag {
  font-family: 'JetBrains Mono', monospace;
  font-size: 0.85rem;
  color: var(--violet);
  background: rgba(99,102,241,0.1);
  display: inline-block;
  padding: 6px 14px;
  border-radius: 6px;
  margin-bottom: 16px;
}

.module-content p { color: var(--slate); margin-bottom: 12px; }

/* Legal pages */
.legal-content {
  max-width: 800px;
  margin: 0 auto;
  padding: 48px 24px 80px;
}

.legal-content h1 { font-size: 2.25rem; margin-bottom: 24px; }

.legal-content h2 {
  font-size: 1.35rem;
  margin-top: 36px;
  margin-bottom: 16px;
}

.legal-content p, .legal-content li {
  color: var(--slate);
  margin-bottom: 16px;
}

.legal-content ul, .legal-content ol {
  padding-left: 24px;
  margin-bottom: 16px;
}

.page-hero {
  background: var(--navy);
  color: var(--white);
  padding: 64px 0;
  text-align: center;
}

.page-hero h1 { font-size: 2.5rem; margin-bottom: 12px; }

.page-hero p { color: var(--slate-light); max-width: 600px; margin: 0 auto; }

/* 404 */
.error-page {
  min-height: 60vh;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 80px 24px;
}

.error-page h1 { font-size: 2rem; margin-bottom: 16px; }

.error-page p { color: var(--slate); margin-bottom: 32px; }

/* Cookie banner */
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: var(--navy);
  color: var(--white);
  padding: 20px 24px;
  z-index: 1000;
  box-shadow: 0 -4px 24px rgba(0,0,0,0.2);
  display: none;
}

.cookie-banner.visible { display: block; }

.cookie-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}

.cookie-text { flex: 1; font-size: 0.875rem; color: var(--slate-light); min-width: 280px; }

.cookie-text a { color: var(--cyan); }

.cookie-actions { display: flex; gap: 10px; flex-wrap: wrap; }

.cookie-actions .btn { padding: 10px 18px; font-size: 0.85rem; }

.cookie-customise {
  display: none;
  margin-top: 16px;
  padding-top: 16px;
  border-top: 1px solid rgba(255,255,255,0.1);
  width: 100%;
}

.cookie-customise.visible { display: block; }

.cookie-option {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 10px;
  font-size: 0.85rem;
}

/* Code snippet decorative */
.code-snippet {
  font-family: 'JetBrains Mono', monospace;
  font-size: 0.75rem;
  background: rgba(11,17,32,0.05);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 16px;
  color: var(--slate);
  overflow-x: auto;
  margin: 16px 0;
}

.code-snippet .key { color: var(--violet); }
.code-snippet .val { color: var(--cyan); }

/* Responsive */
@media (max-width: 992px) {
  .hero-grid, .split-section, .contact-grid, .module-detail { grid-template-columns: 1fr; }
  .split-section.reverse, .module-detail.reverse { direction: ltr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .method-steps { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .testimonial-grid, .leadership-grid { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  .main-nav {
    display: none;
    position: absolute;
    top: 72px;
    left: 0;
    right: 0;
    background: var(--navy);
    flex-direction: column;
    padding: 24px;
    gap: 16px;
    border-bottom: 1px solid rgba(6,182,212,0.15);
  }

  .main-nav.open { display: flex; }

  .menu-toggle { display: block; }

  .why-grid { grid-template-columns: 1fr; }

  .footer-grid { grid-template-columns: 1fr; }

  .hero-image img { height: 260px; }
}